websites of BBB approved businesses.
Keep It Safe: 9 Online Scam Protection
Tips You Should Know
Internet fraud comes in different forms and new sophisticated ways to defraud people are being invented on a regular basis.
Scammers see the net as a great place to make easy money quickly and they use every mean they can think of to target unsuspecting victims.
The first step in fighting cybercrime is awareness: know that there are bad people out there, who wish to take advantage of you and steal your hard earned money and / or personal information.
It's a sad reality, yet one that modern time consumers need to deal with on a daily basis, as they use the web for their routine activities.
Crooks who have traditionally used phones and the postal system to conduct their illegal operations are now turning to the information superhighway and exploit is to their benefit.
The good news is that you can effectively protect yourself from falling victim to such illegal activities by adopting a set of rules and guidelines that will help you stay safe online.
Remember, the best way to avoid scams is to use your best judgment and common sense.
They will always be the most powerful weapons that you carry in your arsenal.
>> Understand Who You’re Dealing With
Before accepting a certain offer, check the company's 'contact us' section carefully.
Can you find their genuine physical address (not a P.O. B) and phone number easily? If not, it's a cause for deep concern.
If the company's contact info looks genuine, run a search for the company's name and website online and look for information, customer reviews and authentic testimonials.
>> Check The Company's BBB Info
Read the company's profile on the Better Business Bureau's website.
If they don't have one, it's a bad sign.
If they have lots of customer complaints, it's another serious red flag.
In case they're a BBB accredited business, it's a good sign that dramatically reduces risk of fraud.
>> Be Careful of Spam
Unsolicited emails are a common way to reach the masses fast and many fall victim to them.
If you're getting an email from an unknown sender, use extra caution.
>> Beware of Phishing Attempts
Some con artists will try to send you a forged email that looks just like a legitimate newsletter or notice from a company that you're subscribed to.
Such tactic is used in an effort to trick you into surrendering sensitive personal information such as user names, passwords, social security numbers or credit card details.
>> Be Suspicious of Promises
When you encounter promises or claims that look exaggerated, unsubstantiated or just too good to be true - they usually are.
It's generally a good sign to stay away and move on.
>> Read the Fine Print
Before accepting an offer, make sure that you have a perfect understanding of all the terms of the sale: total price, delivery time, refund policy, warranty, etc.
Do not finalize a transaction before having all critical information available.
>> Resist 'Time Sensitive' Offers
One of the most common tactics employed by scammers is to pressure you to accept an immediate decision, by claiming that their offer is time sensitive and will expire soon.
Legitimate businesses will usually give you all the time you need to evaluate and consider their offer.
>> Keep Your Personal Information Secure
Don’t provide sensitive personal information, like your credit card details or bank account number to anyone, unless you're actually making a payment for something you've purchased.
>> Beware of Suspicious Downloads
Some "free" downloads may promise great benefits, but will eventually infect your computer with a virus or a Trojan horse.
Download software programs only from reliable sites that you personally know and fully trust and read all user agreements carefully before installing.